One Step Closer to Home

From new homes and investment properties to refinancing, our local agents can make it happen.

Three Reasons to Work With Us

Want to know more? We're happy to help.

Meet with a home loan expert to get all your questions answered.

4.8 star rating

4.5 of 5 Stars for Customer Satisfaction

We’re proud of that rating because of what it represents: more than 30 years of responsible lending and care for our clients.
Behind those stars are our people. Our home loan experts are more experienced on average than others—and, more importantly, they’ll keep you informed of the changes in the financial marketplace that might benefit you and give you options.

Source: Previous home borrowers surveyed since 2017.

Loans for Every Need

The type of home loan you’ll get can depend on many factors, like location, military service, or primary usage. You originator will show you the smartest loan for your needs, but feel free to review a few of the options we provide. 

 

FHA

Popular with first time home buyers, FHA loans allow for low down payments for qualified borrowers.


Fixed-Rate

Available as a 15-year or 30-year mortgage, fixed-rate mortgages allow for predictability in your monthly housing costs.


VA

Certified Military Home Specialists know the ins and out of the VA loan program and provide exceptional service to those who serve our country.


Jumbo

If you’re purchasing a high-value property with large monthly payments, a Jumbo loan is a good financing solution.


ARM

An adjustable rate mortgage, or ARM, is often ideal for borrowers with stable, increasing income potential and for short-term purchases.


Investment Property

We offer financing for people who want to purchase a property for vacations, rental, or some combination of the two.


HUD - Section 184

Loans designed specifically for American Indian and Alaska Native families, tribes, Alaska Villages, or tribally designated housing entities.


How Much Home Can I Afford?

Use this mortgage calculator to determine your monthly payment and generate an estimated amortization schedule.

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Happy Members

When I wanted to buy a house in Haines, my credit union at the time said no, they wouldn't take a chance on me. A friend in real estate suggested someone in the Alaska USA Mortgage Company Juneau office, and the rest is history. Alaska USA said yes and helped me work through the process. I became a homeowner for the first time at age 63. Having my own place is truly satisfying and stabilizing for me. I couldn't have done this without Alaska USA and would highly recommend all the different services Alaska USA has to offer.

Evelyna — Alaska

Jason did a great job! I think we closed faster than expected. I would recommend AK USA and Jason to my friends and family in the future without a doubt.

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Just a few of our achievements

Best Mortgage Company

Awarded for the fifth consecutive year by the readers of the Mat-Su Frontiersman.

Better Business Bureau

A+ Rating from the Better Business Bureau

Associate of the Year

from the Anchorage Home Builders Association

Mortgage Loan Originator Steven Kihn was awarded for his proven track record of hard work and dedicated service to the home building industry.

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